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Medium- and long-term loans

Mixed trends of using short-term capital for medium- and long-term loans among bank groups

Mixed trends of using short-term capital for medium- and long-term loans among bank groups

As SBV regulations cap this ratio at 30 per cent, the group of joint stock commercial banks has been under great pressure to restructure their capital sources and outstanding loans to meet the SBV’s prescribed ratio.
New policy on tightening use of short-term capital for long-term loans takes effect

New policy on tightening use of short-term capital for long-term loans takes effect

As stipulated in Circular 08/2020/TT-NHNN, both Vietnamese banks and foreign bank branches in Việt Nam are required to reduce the maximum ratio of short-term capital for medium and long-term loans to 30 per cent as of October 1, 2023.
Central bank considers changing roadmap for ratio of short-term funds for long-term loans

Central bank considers changing roadmap for ratio of short-term funds for long-term loans

The central bank said that the development of the COVID-19 pandemic remained complicated worldwide and Viet Nam still faced a high risk of infection from external sources.
SBV tightens regulations with bad loans on the rise

SBV tightens regulations with bad loans on the rise

The central bank’s new policy aims to reduce risk, tighten control and to channel capital into priority sectors and small-to-medium-sized enterprises, according to the SBV.
HoREA offers proposals to help real estate firms access long-term bank loans

HoREA offers proposals to help real estate firms access long-term bank loans

The HCM Real Estate Association has suggested the State Bank of Viet Nam extend the application of regulations on banks’ maximum ratio of short-term funds used for medium- and long-term loans until the end of 2020.
Tight monetary policy: where can businesses find funds?

Tight monetary policy: where can businesses find funds?

A report from the Ho Chi Minh Securities Company shows that bank interest rates have risen by 0.46 percentage points for short-term loans since the end of last year to 7-9 per cent and to 9-12.5 per cent for medium-...
Lending interest rates on the rise at VN banks

Lending interest rates on the rise at VN banks

 Interest rates for Vietnamese dong loans have increased in the past two months after holding steady in the first half of the year.
Vietinbank lowers interest rates for loans to five priority fields

Vietinbank lowers interest rates for loans to five priority fields

The Viet Nam Bank for Industry and Trade (VietinBank) has reduced interest rates for short, medium and long term loans to five sectors deemed as priorities by the Government.
VN credit growth hits 13.5% in first 10 months

VN credit growth hits 13.5% in first 10 months

Credit growth in the 10 months through October reached 13.5 per cent, the National Financial Supervisory Commission said in a latest report.
Ratio of short-term funds for long-term loans to be revised

Ratio of short-term funds for long-term loans to be revised

The State Bank of Viet Nam (SBV) is adjusting for the second time the roadmap to apply the maximum ratio of short-term funds used for medium- and long-term loans.
Banks cut lending interest rates on govt advice

Banks cut lending interest rates on gov't advice

Last week several banks cut their lending interest rates on the recommendation of the State Bank of Viet Nam.
Credit expected to rise in 2015 with help from agriculture sector

Credit expected to rise in 2015 with help from agriculture sector

Credit growth next year is targeted to reach 13–15 per cent, State Bank of Viet Nam''s Credit Department Director Nguyen Tien Dong told Thoi Bao Kinh Doanh (Business Times).
Lending, deposits rise in big cities

Lending, deposits rise in big cities

July''s outstanding loans from Ha Noi-based commercial banks reached roughly VND669.717 trillion (US$31.5 billion), up 1.9 per cent month-on-month, and 2.6 per cent against December of last year, according to the municipal Statistics Department.